Privacy Policy

1. Overview & Data Controller

This Privacy Policy explains how MGCB International ("MGCB", "we", "us", or "our") processes and protects personal information collected when you access or interact with newsletters.markets ("the Platform").

Under the General Data Protection Regulation (GDPR) and applicable international data protection statutes, the designated Data Controller is:

2. Information We Collect

We adhere strictly to data minimization principles. We collect only information that is necessary to deliver directory indexing, verify submissions, and fulfill commercial sponsorship subscriptions:

• Voluntary Submissions & Correspondence: When you suggest an intelligence source or communicate with our desk via email, we collect your name, email address, publication URL, and any descriptive notes provided.
• Billing & Transaction Records: When you purchase a promotional tier ("Verified Desk", "Featured Placement", "Sector Sponsor"), payments are processed directly by Stripe, Inc. We never store, handle, or possess access to raw credit card numbers or banking credentials. Stripe securely transmits customer metadata, confirmation of payment, and the publication URL to our records.
• Usage Analytics & Search Metrics: We collect aggregated, pseudonymous metrics on directory search queries and outbound publication clicks to evaluate market interest and calibrate institutional rankings.

3. Purpose and Legal Basis for Processing

We process personal data in accordance with Article 6 of the EU GDPR under the following legal bases:

• Contractual Performance (Art. 6(1)(b)): To execute and maintain paid promotional placements and verified indexing agreements.
• Legitimate Interest (Art. 6(1)(f)): To maintain Platform security, measure user engagement across financial research sectors, and verify the authenticity of submitted research publications.
• Legal Compliance (Art. 6(1)(c)): To satisfy statutory corporate accounting, tax documentation, and export compliance obligations.

4. Cookies and Web Analytics (Google Analytics Disclosure)

The Platform uses Google Analytics 4 (Measurement ID: G-F9BYJCYB8T), a web analysis service provided by Google LLC ("Google").

Google Analytics utilizes cookies (such as _ga and _ga_F9BYJCYB8T) stored on your device to analyze how visitors engage with the directory. We specifically track aggregated metrics including:

• Search Queries: Aggregated keyword and topic searches within the directory to understand reader demand.
• Outbound Publication Clicks: Referral events to indexed research publications, government gazettes, and research desks to evaluate publication popularity for future traffic-based ranking models.
• Technical Environment: Browser type, operating system, and approximate geographic region (country/city level).

IP Anonymization: IP addresses are automatically truncated and anonymized by Google Analytics before processing and storage. Data generated by Google Analytics is transmitted to and stored on servers in the United States under standard contractual clauses (SCCs) and the EU-U.S. Data Privacy Framework.

Opt-Out: You may prevent Google Analytics from collecting data by installing the official Google Analytics Opt-out Browser Add-on, or by configuring your browser to reject cookies.

5. Third-Party Service Providers

We share data only with verified institutional infrastructure partners strictly required to operate the Platform:

• Stripe, Inc. (United States / Ireland): Payment processing and subscription lifecycle management. Governed by Stripe's Global Privacy Policy and PCI-DSS Level 1 compliance.
• Google LLC (United States): Web analytics and traffic telemetry under Measurement ID G-F9BYJCYB8T.
• Cloudflare, Inc. (United States): Global Edge CDN hosting, SSL encryption, and edge compute infrastructure.

We never sell, rent, monetize, or trade your personal information or contact details to third-party data brokers, marketing agencies, or corporate entities.

6. Your Statutory Rights (GDPR & CCPA)

Under the GDPR, California Consumer Privacy Act (CCPA), and applicable privacy frameworks, you retain the following statutory rights regarding your personal information:

• Right of Access: Request confirmation and copies of personal data held concerning you.
• Right to Rectification: Request correction of inaccurate metadata, directory descriptions, or organization records.
• Right to Erasure ("Right to be Forgotten"): Request deletion of your personal contact records or removal of suggested sources.
• Right to Object & Restriction: Object to processing conducted under legitimate interest grounds.

To exercise any statutory data right, contact our Data Protection desk at legal@mgcb.black. We respond to all verified requests within thirty (30) calendar days.